Author: Raquel Pettus

That you know how a credit card works allows you to use it properly. Also that you avoid falling into arrears with your payments, which implies a stain on your credit history.   What is a credit card? A credit card is a plastic identification instrument, which allows you to access consumer credit. The type…

The financial system offers three alternatives to manage the consolidation of your credit card debts. Which one is the best? The purchase of debt of one or several credit cards is a common mechanism among financial institutions. And it can be a very good business for your customers. Of course, as long as you take…

If you want to change the Smartpocket loan to a bank , it is time to do so, since economic stability has kept bank rates low while the mortgage loan rates of this housing fund have remained well above , in contrast . While private banking offers you a mortgage loan at an interest rate…

It is a personal matter to know how to motivate yourself to reach your financial goals. In this article we give you a brief guide to establish yours and how to make them happen.   Financial goals Maybe they turn you in the head, ideas such as having your own home, buying a car, traveling,…

People have always changed and borrowed, and borrowing, for example, is by no means new or revolutionary. On the other hand, credit cards as a means of payment and a form of loan not inherited from our culture since the Stone Age, their history is a bit shorter (though more sophisticated). Here’s a rough look…

This guide tells you all about using your credit card abroad. The guide is primarily aimed at those planning a trip abroad or traveling frequently outside Finland. We explain, among other things, why a credit card may be necessary abroad, discuss its security and benefits, and give you instructions on how to use your card…