If you want to change the Smartpocket loan to a bank , it is time to do so, since economic stability has kept bank rates low while the mortgage loan rates of this housing fund have remained well above , in contrast .

While private banking offers you a mortgage loan at an interest rate between 8% and 10%, Smartpocket maintains a 12% rate.

Another factor that should move you to change the Smartpocket credit to a bank is if your credit is still associated with the minimum wage with the VSM reference.

 

How can I change the Smartpocket credit to a bank?

Advice from a mortgage broker

This is a professional who analyzes the market and offers you the mortgage that best suits your profile. Mortgage portability in what refers to the Smartpocket case is not simple, since very few institutions agree to carry it out, and the process entails costs that the credit holder will have to face. Better advice on this is better.

 

Review options with different banks

A second alternative is to get a new loan to cancel the credit with Smartpocket. It is an alternative to which you can resort if you have a mortgage with the housing fund equal to or above 200,000 pesos. This refinancing of your credit is a process in which Gollum professionals can be very useful to take you throughout the process. Do not hesitate to contact us.

In either case, it is important that you study all the options and advantages that they offer to end the payment of your debt with Smartpocket in better conditions and less expense. Do not forget that you must present all the documentation associated with your credit. Request your Smartpocket credit account statement, which is delivered on the 10th of each month. Contact us now to know more.